Bank Austria MobileBanking - Mobile banking & management

About the aap

MobileBanking - mobile services provided by Bank Austria

With Bank Austria’s MobileBanking application, you can now manage your banking needs through your smartphone at any time and from anywhere. The app employs top-notch security measures and offers biometric authentication to safeguard your privacy during daily transactions.

Convenient and efficient - key features highlighted:

• Financial Overview: A quick snapshot of your financial status.

• Financial Management: Obtain a detailed analysis and display of your revenues and expenditures.

• Account Information and Statements: Easily request clear account details.

• Bank Transfers: Authorize domestic and international transfers, personal payments, tax office transactions, donations, and standing orders.

• Trading: Engage in buying and selling securities.

• Order Archive: Access completed transactions in the order archive and convert them into a PDF whenever needed.

• Limits: Oversee limits and settings related to your debit cards, along with options for online card blocking.

Useful and advantageous - extra features:

• Biometrics Login: Securely sign in using Fingerprint or Google Face Unlock.

• Photo Transfer: Effortlessly submit bills by photographing them - no typing required.

• Authorization Code: Easily authorize transactions within the app using a personal code or biometric recognition.

• Customization: Tailor your app experience with a profile picture and favorite products.

• QR Codes: Create, scan, and share QR codes for payment purposes.

• ATM Locator: Quickly discover ATMs in your vicinity.

Important Notes:

Access to the MobileBanking App requires an Internetbanking account with Bank Austria.

New to Bank Austria? Download the app and set up your account, including 24You Internetbanking, directly from your smartphone.

Optional permissions for the app:

• Camera (to capture a profile picture and read QR codes or invoices)

• Storage (to save and display attachments such as PDF documents)

• Location Services (for locating nearby ATMs)

For assistance while installing or using the app, please reach out through our designated support channels.

What's new

- Display of Bank Austria credit cards

- Improvements in loading account transactions on older devices

- Improvements and optimizations

Key features of the MobileBanking app:

Faster banking thanks to biometric functions

Sign your transfers in no time at all in future with facial recognition or your fingerprint. Spare yourself the tedious process of typing in codes. Biometric order authorisation is only performed on your personal primary device. As a result, you can take care of your banking not only much more quickly and conveniently, but also more securely.

Photo transfers

You’ll never have to tediously type in invoice data again: With the MobileBanking app, just take a picture of your invoice. The software recognises the data automatically and copies them into the transfer form.

Financial manager

The financial manager provides you with a precise analysis of your financial status on a daily basis. Including a detailed breakdown of your income and expenses. You can also categorise your transactions on an individualised basis.

The new budget and challenges feature helps you stick to your personal budget. You can set goals for yourself to reduce your spending.

Trade securities wherever and whenever you want

Easily search for, buy, or sell securities on the go: The MobileBanking app gives you fast access to your securities accounts and an overview with the most important details about your securities.

This is how to activate the MobileBanking app on your (new) smartphone.

Step 1

After you have installed the MobileBanking app on your device, click on "Activate now".

Step 2

Then please enter your Internet banking access data and click on “Continue”

Step 3

You will now be asked to give your new device a name so that you can recognise it more easily in the list later.

Step 4

Now set your authorization code (ATC). You will use this code to sign orders in the app in the future. This ATC must be 6-10 digits long. You need the ATC for order signing in the app. In 24You / Online banking, orders will be signed via MobileTAN Push in the future.

Step 5

You will now be asked to verify your identity with your most recent debit card. Select it and click on “Next”.

Step 6

To verify your identity, please take your debit card. There is a mark of conformity on the back, which you will need for the next step.

Step 7

The mark of conformity can be scanned directly in the app. To do this, align the mark of conformity within the displayed frame and maintain an even distance during the scan. The camera light is automatically activated and helps to create reflections.

Step 8

During the scan, tilt the bank card slightly back and forth to cause reflections on the mark of conformity. When you are ready for the scan, click on “Next”.

Step 9

Please align the mark of conformity within the displayed frame.

Step 10

Now move the phone slightly to the right and left.

Step 11

After your mark of conformity has been captured, the scan is successfully completed.

Step 12

You have successfully completed the activation. Your app is now active.