Lexington Law - Credit repair service

Improve your credit with Lexington Law Firm.

The Lexington Law app enables you to monitor your credit repair progress. By accessing a range of tools, you can enhance your understanding, improve, and safeguard your credit directly from your mobile device.

Lexington Law acts as an advocate for you, the consumer. Our aim is to ensure that your credit is reported fairly and accurately. If you have faced credit denials, allow us to assist you in getting back on track towards approval.

Credit Repair Services

Differing from other credit repair firms, we procure your credit reports from all three major credit bureaus - Equifax, Experian, and TransUnion. Subsequently, we collaborate with you to determine challenge reasons for each adverse item on your report. We electronically submit disputes to the bureaus on your behalf and engage directly with your creditors.

We have unwavering confidence in our established credit repair process. In 2017 alone, we successfully eliminated over 10 million inaccurate, unfair, or unsupported negative items from credit reports.

Kindly note: Results like these may not be typical and are not a guarantee due to the individual nature of legal cases.

FICO® Score

Many of our service packages incorporate a TransUnion FICO® Score to facilitate monitoring your credit improvement. FICO® Scores influence 90% of lending decisions in the United States.

Focus Tracks

Our credit repair services don’t entail disputing every negative item on your credit report unlike some companies. Rather, we incorporate your personal insights and life experiences to strategize how to contest each negative element. Leveraging several laws and consumer protections outlined by you, we aim for optimal outcomes. Various safeguards exist for consumers who have been impacted by life events affecting their credit, such as divorce, identity theft, military service, medical bills, and mishandled student loans. If you've experienced any of these situations, our service is tailored for you.

Credit Reports

Upon enlisting our service, we retrieve your credit reports from all three credit agencies. We consolidate your credit report details into an easily interpretable format. This information is subsequently utilized to challenge and intercede with both the credit bureaus and your creditors.

Credit Monitoring

We employ a series of credit monitoring alerts referred to as ReportWatch to oversee your credit status. Our monitoring facilities notify you of any alterations on your TransUnion credit report and deliver relevant advice based on the modifications.

Identity Theft Protection

Lexington Law extends identity theft insurance coverage up to $1 million. Furthermore, select service levels offer a comprehensive range of identity protection alerts and monitoring services comparable to those offered by LifeLock.

Digital Money Manager

Apart from providing credit repair solutions, we supply tools to aid in managing your financial matters. Analogous to Mint, our digital money manager traces your earnings, expenditures, transactions, budgets, trends, debts, and net worth.

Why use Lexington Law?

1. Access to Your Credit Reports - Get your free, full access to your credit reports from Equifax, Experian and TransUnion.

2. FICO Score - Find out if you’re a good credit risk and how you’re doing compared to other people. We provide FICO Scores to help you keep track of your credit progress.

3. Access to the Digital Money Manager - Get a free, comprehensive look at your money and how you’re doing. Find out what’s causing you to spend more money than you should and what you can do about it.

4. Identity Theft Protection - Find out if you’re a victim of identity theft and what you can do about it. We provide comprehensive and easy to use tools to help you protect your identity and your financial information.

5. Credit Monitoring - Get alerts when your credit score changes and we give you tips about what to do about it. We’re dedicated to providing the best possible credit monitoring service.

About Lexington Law

As a respected authority in the credit repair sector for more than ten years, at Lexington Law, we ascertain that you comprehend your consumer rights in the credit industry and help you utilize those rights to secure a truthful, accurate, and well-founded credit report. We've assisted hundreds of thousands of clients in restoring their credit, and we are confident we can also assist you.

Download our app now.