모바일 건강보험증 - Health insurance card tracker

What is this app and its features

1.The mobile health insurance card app is a nationwide service provided by the National Health Insurance Service.

2.You can conveniently register for medical treatment with your health insurance eligibility and identity verification using your smartphone.

3.The mobile health insurance card can be obtained by verifying your identity with your own mobile phone or financial certificate.

4.You can quickly verify your health insurance eligibility by scanning a QR code with your smartphone.

5.Healthcare facilities can use a corporate authentication certificate from the Nursing Home Information Square website to access the service.

6.It includes Bluetooth features for people with disabilities.

Health Insurance System

1. Objectives

Resolve the medical expense problem. → Protect public health and household budgets.

Redistribute income and disperse risk. → Strengthen social solidarity and promote social integration.

2. Function and Role

Social solidarity

Sharing health care expenses reasonably and providing insurance benefits equally.

Risk dispersion and income redistribution

3. Features

Compulsory Insurance: Compulsory subscription by the law

Short-term insurance: Increase in annual financial balance and short-term payment

Contribution payment according to the level of household’s income and property

Equal Insurance Benefits

Compulsory collection of contribution

National Health Insurance Population Coverage

Eligibility

All citizens who reside in Korea except Medical Aid Beneficiaries, and Health Care Beneficiaries for veterans

Population coverage (as of 2024.4.)

Dependent of the insured

Persons, who are meet any of the following qualifications, and meet the criteria under the Article 5, Enforcement Rule 2, for example

1)Spouses of the employee insured

2)Lineal ascendants of the employee insured (including lineal ascendants of their spouses)

3)Lineal descendants (including lineal descendants of their spouses) and their spouses of the employee insured

4)Brothers/sisters of the employee insured

Types of the insured

The insured are divided into 2 types; the employee insured and the self-employed insured.

1.The employee insured

The workers and employers in all workplaces and the public officials and private school employees, daily-paid workers at construction sites

2.The self-employed insured

The insured other than the employee insured and their dependants (Farmers & Fishermen, self-employed persons, etc.)

3.Dependents

Persons who are dependent their livelihood to the employee insured and do not have other remuneration or income