neobank dari BNC Digital - Neobank & digital banking

Introducing neobank dari BNC Digital, a banking service within the digital application from Bank Neo Commerce that can make it easier and more enjoyable for you to manage your finances. With a user-friendly interface, the neobank app comes with attractive features that make banking tasks faster and still secure! ⚡ Plus, it only takes 5 minutes to open an account online! 

⏰ Utilize various cool features in the neobank app:

💰 Neo NOW Savings

Daily interest-bearing savings! Open an account online for any initial deposit amount and earn up to 5% p.a. interest.

📈 Neo WOW Deposits

Investment-like time deposits! High-interest rates of up to 8% p.a. Light initial deposits starting from Rp100,000. Flexible tenure, ranging from 7 days to 1 year!

💸 Free Transfers

In the neobank app, transferring to Virtual Accounts and sending money to any bank is free. Want to transfer a large amount at once? Your daily transaction limit can go up to Rp300 million! 😉

💵 Neo Borrow

Need a transparent, safe, and non-burdensome loan? Neo Borrow is the solution! Easy application, high limits, and quick approval.

Loan Tenure: Minimum 91 days, maximum 365 days

Loan Limit: Up to Rp30,000,000

Admin Fee: Free

Interest: 0.6-5.7% per month; 7.2-68.41% per year

Example: If you choose a Rp1,000,000 loan with a 365-day tenure, the interest to be paid is: Rp1,000,000 x (7.2%/365) x 365 = Rp72,000. The total repayment is Rp1,000,000 + Rp72,000 = Rp1,072,000. Monthly installment: Rp89,333

🛍️ hematpay

Get random instant discounts every time you make payments via Virtual Account, QRIS, and Direct Debit on selected merchant platforms.

🏪 Neo Business

Grow your business with innovative financial management features, working capital loans, and various QRIS conveniences. Neo Business also includes extra features to support your business promotions.

🟠 Neo Gold

Buy and invest in gold at selected merchants, get attractive offers using the neobank app.

💬 Neo Chat

No need to go anywhere else for online chats. You can freely chat, send money, and even create group chats through the Neo Chat feature in the neobank app, guaranteed safe and super practical.

💡 Payments & Digital Product Purchases

Payments and purchases of digital products are becoming easier and more convenient through the neobank app. Enjoy cashback on every transaction as well.

🔒 Data Security

Your financial activities are guaranteed safer as we implement multi-layered banking security systems. With Gesture Password and PIN features, your transactions are always protected.

FAQs:

- What documents are required?

To register for the neobank application, you must be an Indonesian citizen who already has an e-KTP. Don't forget to use your personal cellphone to download the neobank application, okay?

- How to check proof of transfer?

To check proof of transfer, please go to the Transfer menu - click History on the top right of the screen - Select a transaction to see proof of transfer. - Click 'Share' if you want to share the proof of transfer, yes.

- What is the function of my order menu?

From the 'My Order' menu you can see the status of your top-up, deposit, and previous purchase/payment transactions whether they are still in process, successful, or failed.

- For CIB registration, what is needed?

What is needed to register for CIB Bank Neo Commerce is as follows:

CIB service registration form

Company Current Account

BNC account and neobank application for each CIB user

CIB registration can be done at all Bank Neo Commerce branches.

Apk Permissions

access information about networks

access information about Wi-Fi networks

read from external storage

open network sockets

access the camera device

read the user's contacts data

write to external storage

read only access to phone state

prevent processor from sleeping or screen from dimming

read the user's calendar data

write the user's calendar data

access approximate location

access precise location

connect to paired bluetooth devices

discover and pair bluetooth devices

change Wi-Fi connectivity state

use fingerprint hardware

About Bank Neo Commerce

The neobank app is an online savings and deposit application from Bank Neo Commerce (BNC). Established since 1990 under the name Bank Yudha Bhakti (BBYB), we transformed into Indonesia's first neobank providing banking services through a digital application.

Supported by leading fintech companies in Indonesia like Akulaku, we continue to invest in technology to offer the latest products and services that cater to the needs of both individual and corporate customers.

You can open accounts online, deposit with high interest, make fee-free money transfers, and open savings anytime, anywhere, 24/7.

PT Bank Neo Commerce Tbk is located at Treasury Tower 60th floor, District 8 Lot 28, Jl. Jend. Sudirman kav. 52-53, Senayan, Kebayoran Baru, South Jakarta 12190, Indonesia. Registered with Bank Indonesia under License No. 22/1017/UPPS/PSbD.

Instagram: bankneocommerce

Facebook: Bank Neo Commerce

YouTube: Bank Neo Commerce

TikTok: @bankneocommerce

Twitter (X): @bankneocommerce

LinkedIn: PT Bank Neo Commerce Tbk

Contact us:

PT Bank Neo Commerce Tbk

www.bankneocommerce.co.id

📞 1 500 190

📧 customercare@bankneo.co.id

Bank Neo Commerce is registered and supervised by OJK."