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NerdWallet - Personal finance management & budgeting

Maximize savings with personalized financial advice and tools at your fingertips.

NerdWallet
  • 11.25.0 Version
  • 4.8 Score
  • 954K+ Downloads
  • Free License
  • 3+ Content Rating
Download Android APK (128.14 MB)
Old Versions
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CONS

Customer Support Limitations

Keep track of your budget, finances, and credit, all in one place, and all for free. Gain the insights you need to make the most of your money. View all your financial accounts on a single screen for easy, comprehensive monitoring. Then delve into the specifics of your cash flow, expenses, credit score, and net worth. Additionally, receive Nerd-approved tips to help manage your finances and work towards your goals.

Here's how our FREE personal finance tracking app operates:

KNOW YOUR CASH FLOW

- Monitor spending across multiple cards

- Manage your budget with our 50/30/20 breakdown

- Receive detailed spending insights

- Track bills, expenses, and more

- Explore opportunities to cut back or save

- Compare spending monthly

- Identify top spending categories for simplified budgeting

KEEP UP WITH YOUR NET WORTH

- Evaluate how your income, debts, investments, and home value sum up

- Review the history of your net worth

- Drill down into the specifics of your net worth and track individual accounts over time

MONITOR & BUILD YOUR CREDIT

- Access your credit score and report anytime

- Receive notifications on score changes

- Understand the factors influencing your score

- Learn strategies for improvement - like increasing credit utilization or paying bills earlier, and more

SMART MOVES FOR YOUR MONEY

- Easily discover and compare rewarding credit cards, better loan rates, and higher-earning bank accounts

- Enroll in NerdWallet+ to earn rewards valued up to $350 for wise financial decisions - such as timely credit card payments

- Sign up for Drive Like a Nerd to monitor your location in real-time, assess your driving, and qualify for superior auto insurance rates

FAQ

What is NerdWallet+?

NerdWallet+ is a membership program that pays you back for the smart financial decisions you’re likely already making. Members gain access to exclusive features and have opportunities to earn rewards throughout the year.

What is the difference between a NerdWallet account and a NerdWallet+ membership?

A NerdWallet account is free and includes access to budget tracking, customized financial insights, and personalized financial product recommendations. A NerdWallet+ membership is $49 per year and includes everything a NerdWallet account does — plus exclusive features, like our insurance assistant tool and the opportunity to earn up to $350 per year for the smart financial decisions you’re already making.

What is the insurance assistant tool?

Our insurance assistant allows you to link and manage your insurance information in one central location - so it's easy to find when you need it.

It also looks at what you're paying for your policy, and automatically shops national and regional insurers to find lower quotes for you.

Find the insurance assistant on your NerdWallet+ member dashboard.

When will I be charged for my membership?

You will be notified by email before your next annual payment. Your annual payment will be the following year on the day you signed up for NerdWallet+.

Is earned interest from the Atomic Treasury account taxable?

Earned interest earned on T-Bills is subject to federal income tax but is exempt from state and local income taxes. We suggest consulting with a tax advisor to understand the specific tax implications for your situation.

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Tags
Information
  • Version11.25.0
  • UpdateOct 28, 2024
  • DeveloperNerdWallet
  • CategoryFinance
  • Requires AndroidAndroid 8.0+
  • Downloads954K+
  • Package Namecom.mobilecreditcards
  • Signaturef66a61a3948e90b945fe9f55a3dfe5a0
  • Available on
  • ReportFlag as inappropriate
Old Versions
User Reviews
4.8 8 Reviews
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  • Bopha Choung
    Bopha Choung

    I have some concerns about the app. It doesn't work well for different lifestyles, like paying several months' rent upfront with the 50/30/20 method. Money transfers aren't sorted automatically, which means I have to edit them a lot. The biggest issue is that refunds aren't handled properly in spending calculations. For example, if I spend $1,000 on Amazon and get $500 back, it shows as if I spent $1,500 in total.

  • Kasandra L. Mitchell-Porter
    Kasandra L. Mitchell-Porter

    I am really enjoying using the NerdWallet app! It feels like having a reliable friend by my side. The app constantly reminds me about the significance of monitoring my credit score and consequently, keeping an eye on my expenses. Your credit score can greatly impact your life, so it's important to strive for improvement. I appreciate receiving automatic notifications about my score updates and being able to understand the reasons behind any changes. For instance, the app provides helpful tips such as adjusting the number of payments on my credit card each month to aid in reducing debt. There are numerous opportunities to gain knowledge and utilize the insights provided, so why not give it a try?

  • Mr. William Sherman Senior
    Mr. William Sherman Senior

    Oh no! The latest update got rid of some bill tracking features. I can’t mark when bills are paid anymore, and the edited bills vanish from tracking. I rely on this app to keep everything in order. Time to find a new app for this task. I’m holding out for a fix before using it again.

  • Shrags
    Shrags

    This program helped me out a lot when I needed to buy big things with low or 0 interest rates. Nerdwallet has been awesome with all the offers and services they provide. I'm really happy with the money I saved on interest by keeping an eye on my credit score.

  • Mr. William Sherman Senior
    Mr. William Sherman Senior

    I really like this credit tracking tool because it gives me updates regularly without sending me spam. I get a weekly credit report and notifications when something major happens—no annoying ads! The interface is clean, and the credit advice is helpful too.

  • David Vallejo
    David Vallejo

    So, this app has tons of possibilities. It links up nicely with your bank accounts, but I wish it updated them more often. The user interface is sharp, though it's a bit glitchy. The spending section shows that I supposedly spent -$6k last month, which doesn't seem right. Also, it would be awesome if the app had a complete budgeting function and allowed users to divide transactions. All in all, it's moving toward improvement, but it's not quite there yet.

  • L A
    L A

    Oh, so Mint is going away soon? I've been trying to find a new tool that does what Mint does. It would be great to have budgets and the option to create and modify categories to really see where I'm spending my money. The bill feature is decent but could use some improvement, like identifying my credit card due dates. Despite its flaws, it's still one of the top free choices out there. If you're serious about budgeting, then maybe the other apps aren't worth splurging on.

  • Elizabeth Robinson
    Elizabeth Robinson

    I really like the app. It gives me great insights and makes it easy to track bills and budget. But it's frustrating that I can only track one account per bank. I handle the finances for both my husband and myself, but I can't include his credit card or retirement account because we use the same banks. This makes it difficult to get a clear picture of our financial situation. I hope they will update the app to allow for multiple accounts under the same bank in the future because everything else about it is fantastic.

Security Status
Clean

It’s extremely likely that this software program is clean.

What does this mean?

We have scanned the file and URLs associated with this software program in more than 50 of the world's leading antivirus services; no possible threat has been detected.

  • Name: NerdWallet
  • Package Name: com.mobilecreditcards
  • Signature: f66a61a3948e90b945fe9f55a3dfe5a0