NJ E-Wealth Account - Mobile banking & investment

NJ Group has introduced the NJ Online Trading Mobile Application, which enables users to carry out transactions on the go. Users can also view their transaction history and portfolio reports.

Note: To use this application, users need to have a Login ID and Password provided by NJ Wealth - Financial Products Distributors Network. 

Security

- Rapid authentication through a username and password

- Two-factor authentication

- Encryption of sensitive data using SSL technology.

Key Features of NJ E-Wealth Account App

Portfolio Management

View your entire investment portfolio (mutual funds, direct equity, ETFs, IPOs, bonds) with real-time valuations in one place.

Online Transactions

Buy, sell, or switch investments seamlessly via the app, including Systematic Investment Plans (SIPs), Systematic Transfer Plans (STPs), and Systematic Withdrawal Plans (SWPs).

Paperless Process

Conduct transactions without physical signatures or paperwork, using e-signatures via Aadhaar for account setup and authorizations.

Multiple Payment Options

Supports Net Banking, NEFT, RTGS, UPI, Auto Debit, ACH, and even cheque payments for offline preferences.

NJ MARS Portfolios

Access pre-built mutual fund portfolios tailored to various risk profiles and investment goals, with automated rebalancing options.

Reports and Tracking

Check transaction history, portfolio reports, and capital gains statements for tax purposes.

FAQ

Q1. How do I download and log in to the NJ E-Wealth Account app?

Download it from Google Play Store or App Store by searching “NJ E-Wealth Account.” Log in using the Login ID and Password provided by your NJ Wealth Advisor. New users must register through an advisor first.

Q2. What do I need to open an E-Wealth account?

You’ll need a PAN card, Aadhaar card, and a cancelled cheque (with your name pre-printed) or bank statement for bank proof. Submit these digitally via the app or website and authorize with e-sign.

Q3. Can I use the app without an NJ Wealth advisor?

No, access requires credentials from an NJ Wealth Advisors Network Partner, tying the app to their distribution network.

Q4. How do I reset my password if I forget it?

On the login screen, select “Forgot Password,” enter your registered email or mobile number, and follow the OTP-based reset process sent to you.

Q5. What if the app is slow or crashes during a transaction?

This can happen during high-traffic periods. Retry after a few minutes. If unresolved, contact support at 0261-6155000 (Mon-Fri, 9 AM-7 PM; working Saturdays, 10 AM-2 PM) with your Login ID and issue details.