PayPal - Secure mobile payments app

PayPal is a convenient and safe way to receive payments, send money to friends, discover cash back deals from your favorite brands, manage your account, and more.

FIND DEALS WITHIN THE APP

• Enjoy cash back offers from beloved brands. Certain items qualify. Points can be redeemed for cash or other rewards. Specific terms and exclusions apply. Refer to PayPal Rewards terms and conditions at PayPal.com/rewards-terms.

SEND AND REQUEST MONEY FOR FREE

• Sending money or receiving payments from friends and family within the US via PayPal is free when funded by a bank account or your PayPal balance.

• Request money securely from loved ones and customize your transactions.

ACCESS YOUR PAYPAL BALANCE USING THE PAYPAL DEBIT CARD

• Requires a PayPal Balance account to obtain the card.

• Conveniently transfer funds from your bank account to your PayPal balance.

• Use it anywhere Mastercard® is accepted, and withdraw cash from ATMs globally with no fees at 37,000+ MoneyPass® ATMs².

• No credit check needed.

For further details and terms, visit: paypal.com/us/debitcard. Deals are subject to change and availability. Certain items qualify. Points can be redeemed for cash or other rewards. Specific terms and exclusions apply. Refer to PayPal Rewards terms and conditions at PayPal.com/rewards-terms. ATMs must display the acceptance marks of Mastercard®, Cirrus®, Pulse®, or MoneyPass®. There is a daily withdrawal limit of up to $400.00 USD. Non-MoneyPass ATMs incur a $2.50 ATM Domestic and International Withdrawal Fee. There are no fees for MoneyPass ATM withdrawals in the U.S. International ATM withdrawals are subject to a Foreign Transaction Fee. Additional fees may apply from ATM operators. The PayPal Debit Mastercard® is issued by The Bancorp Bank, N.A. ("Bancorp") under a license by Mastercard International Incorporated and can be used wherever Mastercard is accepted. "Mastercard" and the circles design are registered trademarks of Mastercard International Incorporated. Bancorp only issues the Card and is not responsible for associated accounts or other products, services, or offers from PayPal.

GROW YOUR SAVINGS THROUGH HIGH-YIELD SAVINGS

• Transfer your funds to PayPal Savings and earn an impressive current annual percentage yield (APY) of 4.30%–9 times the national average*.

• Conveniently manage your account through the app, transfer money in and out, set specific goals, and monitor your savings growth.

*As of June 07, 2023, the APY for PayPal Savings is 4.30%, a variable rate that can change anytime, post-account opening. National average source: FDIC National Rates and Rate Caps as per April 15, 2024 https://www.fdic.gov/resources/bankers/national-rates/#one. PayPal functions as a financial technology company, not a bank. Banking service provided by Synchrony Bank, Member FDIC. A PayPal Balance account is necessary for using PayPal Savings.

TRACK PACKAGES TO YOUR DOORSTEP

• Automatically monitor your shipments, regardless of payment method, and receive real-time updates at every stage.

• Connect your Gmail account to easily track packages or manually add tracking details in the app if automatic updating fails. Not all sellers participate.

PAY IN 4 WITH PAYPAL

• Purchase now and pay later by splitting payments into 4 interest-free installments at millions of online retailers without late fees.

• Easily manage payments through the app. Pay in 4 is available upon approval for purchases ranging from $30 to $1500 and is currently unavailable for residents of MO or NV. Applicants must be 18 years or older. Loans to CA residents are provided by PayPal, Inc. under a CA Financing Law License. GA Installment Lender Licensee, NMLS #910457. RI Small Loan Lender Licensee. NM residents can find information atpaypal.com/us/webapps/mpp/campaigns/newmexicodisclosure. For more details, visit paypal.com/payin4.

FAQs:

- How do I report potential fraud, spoof or unauthorised transactions to PayPal?

It’s extremely important to report any suspected instances of fraud. If you think your account has been compromised, change your password and update your security questions right away to protect your account (we may limit what you can do on your account until you do so). Here are some types of fraudulent activity. Click the links below to learn more:

Unauthorised activity on your PayPal account

Fake PayPal emails or spoof websites

- What is the inactivity fee?

The inactivity service fee applies only in certain countries in the European Union, Canada, and the United Kingdom.

- How do I check the status of my payment?

Here’s how to check the status of a PayPal payment:

Go to your Activity.

Select or search for your payment. You can also click Filters to narrow your search by status or transaction type.

Here's how to check the status of a payment on the app:

Tap Wallet.

Tap Activity. 

Select or search for your payment. You can also tap the filters icon to narrow your search by transaction, payment or date.

- How do I confirm my bank account with PayPal?

You first need to add your bank account to your PayPal account.

To confirm your bank account, we'll deposit two small amounts (each between $0.01 and $0.99 HKD) into your bank account. These amounts will show on your bank statement within five working days. You can review your online bank statement, wait for your next paper statement or contact your bank to find out the exact amounts of these deposits.

Here's how to confirm a bank account you’ve linked to your PayPal account when you receive the deposits:

Click  Wallet  at the top of the page.

Click the bank account you want to confirm.

Enter the exact amounts of the 2 deposits. For example, if the amounts you received are 0.12 and 0.07 HKD, enter 12 and 07.

Click Confirm.

TRUST IN SECURE TRANSACTIONS WITH PAYPAL

• PayPal safeguards your financial data through advanced encryption and fraud protection measures.

The availability of features varies by region.

PayPal

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