Stash - Invest & save securely

Stash is here to make your life simpler and more secure, so you can spend less time struggling with logins and more time on the things that really matter—like keeping up with the latest cat videos. So why stress when you can stash? Empower yourself to invest and grow your wealth with Stash, an app that supports millions of Americans in saving and investing for the future.

Customize Your Investment Strategy:

Pick from a variety of stocks and ETFs without additional commission fees. Invest at any level with fractional shares. Automate your wealth-building through auto-invest features.

Personalized Automated Investing:

Utilize the Smart Portfolio feature, a robo-advisor that tailors investments to your goals. Diversified portfolios that adjust quarterly are expertly crafted for you.

Banking with Investor Benefits:

Access banking tools, earn bonus stocks with the Stock-Back® Card, and receive early payments—all without overdraft fees. Enhance your financial capabilities like an investor.

Educational Resources on Investing:

Invest in yourself with tailored financial education and personalized investing advice.

Membership Plans:

Choose from affordable plans to cultivate wealth effectively.

- Stash Growth | $3 per month:

Includes investing access, the Stock-Back® Card, banking functionalities, budget tools, personalized advice, automated investing via Smart Portfolio, and access to retirement accounts with tax benefits.

- Stash+ | $9 per month:

Encompasses all features of Stash Growth with premium guidance and the option for children's investment accounts.

Important Information:

Each subscription's investment and banking accounts adhere to distinct rules and limits. The Monthly Subscription Fee commences at $3/month. Additional charges by Stash or its custodian are not included within the subscription fee. For more details, refer to the Advisory Agreement & Deposit Account Agreement at stsh.app/legal.

Stash retains full authority over managing the "Smart Portfolio," a discretionary managed account.

Provided by Stride Bank, N.A., Member FDIC, Stash Banking services feature the issuance of the Stash Stock-Back® Debit Mastercard® by Stride Bank under license from Mastercard International. Mastercard and its circles design are registered trademarks of Mastercard International Incorporated. Investment products and services delivered by Stash Investments LLC are independent of Stride Bank, and they are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value.

Investing is Associated with Risks. Information shared with potential clients before Stash acceptance of a signed advisory agreement does not constitute investment advice and should not be solely relied upon. Stash Investments LLC is a registered SEC investment adviser. Account opening requires being 18 or above. Stash services are exclusive to US citizens, permanent residents, and certain visa holders.

How to deposit a check to your account 

Follow these steps to deposit a check:

Sign the back of your check and write “For Mobile Deposit Only to Stash Account”.

Log into the Stash app.

Tap Bank at the bottom of the screen. 

Tap the gear icon in the upper-right corner. 

Tap Move Money in the Move Money section.

Tap Deposit a Check.

Enter the check amount and tap Continue.

Allow access to your camera.

Take pictures of the front and back of the check. You do not need to press a button to take the picture—once the check is aligned, the picture will automatically be taken (see our tips to take a good photo below). 

Tap Submit Check. 

How do I take a good picture of my check? 

Here are some tips:

Place your check on a flat surface with a dark background and good lighting.

Make sure all four corners of the check are in view.

Hold your phone steady and tap on the screen to focus. The camera will automatically take the picture once these conditions are met.

Note: Some phones automatically store photos. For security reasons, please make sure photos of your check aren’t saved to your phone or online storage.

Mobile Deposit FAQs

How much does it cost to deposit a check?

There’s no additional fee to deposit checks to your account.

Can I cancel a pending check deposit?

No. You can’t cancel once you submit a picture of the check for deposit.

How long should I keep my check after I submit it?

Keep your check in a safe place for 30 days before destroying it, in case it’s needed for verification purposes. And keep in mind—once you deposit a check with us, you can’t cash or deposit it anywhere else.

Do I need to sign the back of my check?

Yes. Sign your name on the back of the check followed by For mobile deposit only clearly in blue or black ink, or it will not be accepted. Please also make sure your signature is a reasonable size.

How fast will money be in my account?

Money could be in your account as soon as one business day, but some deposits may take up to five business days.

How will I know when money is in my account?

We’ll notify you via email when the funds are in your account. You can also log into the app at any time and view your transaction history.