Venmo - Send & receive money

Discover the convenient, secure, and social method of making payments using Venmo. Join the vast community of more than 83 million individuals engaging with the Venmo app today.

- Make or receive payments effortlessly for various purposes such as splitting rent or exchanging gifts. Personalize each transaction by adding a note to connect with friends.

- Seamlessly distribute payment requests among multiple Venmo contacts and adjust the amount owed by each individual.

- Enhance your shopping experience with the Venmo debit card, which offers automatic cashback rewards at selected merchants without any monthly fees or minimum balance requirements.

- Earn cashback rewards with the Venmo credit card based on your spending habits, providing you with 3% cash back on your primary spending category, 2% on the next, and 1% on all other expenses.

- Engage in cryptocurrency transactions with just $1 through the Venmo app. Access educational resources within the app to learn more about this function, considering the volatility of cryptocurrency values.

- Utilize Venmo for your business activities by establishing a business profile within your existing Venmo account, catering to side projects or small enterprises.

- Experience touch-free payments in stores like CVS by using your Venmo QR code. Simply scan the code, pay for your purchase, and proceed with ease.

- Complete transactions swiftly via Venmo while shopping on popular apps like Uber Eats, StockX, Grubhub, and Zola.

- Manage your funds efficiently by transferring your Venmo balance into your bank account within minutes using Instant Transfer. Opt for Direct Deposit on Venmo to access your paycheck up to two days ahead of schedule, depending on your bank's policies.

FAQ

What is Venmo, and how does it work?

Venmo is a U.S.-based peer-to-peer payment platform that makes it easy for friends, family, and acquaintances to transfer money between their bank accounts or debit cards. Without the need for cash, users can send payments to each other for a variety of reasons — such as splitting bills, paying people back for borrowed money, purchasing goods or services, and much more.

What is the difference between PayPal and Venmo?

Venmo is owned by PayPal, so the two platforms are similar in many ways — such as their high level of data security and the ease of using them to transfer money online. However, they do have quite a few differences. PayPal is used in countries around the world, whereas Venmo can be used only in the U.S. Venmo is also typically used primarily on mobile devices, making it a good way to transfer money on the go. For its no-fee plans, PayPal allows users to transfer money between bank accounts only, whereas Venmo lets users transfer money either from their linked bank accounts or their debit cards.

Is Venmo safer than PayPal?

Both Venmo and PayPal are PCI compliant, meaning they take advanced measures to keep your financial information secure. In addition to these measures, when you collect Venmo payments through a Venmo payment form with Jotform, your form data is kept safe with PCI compliance, CCPA compliance, and GDPR compliance, as well as optional HIPAA compliance and form encryption.

Is Venmo safe?

Yes. Venmo encrypts account details and stores that data on securely located servers. You can also add multifactor authentication (MFA) or a pin number to add an extra layer of security to your account information.