三井住友カード Vpassアプリ - Manage cards & finances

The official app "Vpass App" provided by Sumitomo Mitsui Card.

Users can check their card usage status, points, and balance of the withdrawal account. The app also features notification functions designed to help prevent overspending and detect unauthorized use, ensuring a secure experience.

This app allows you to manage your cards, bank accounts, points, and electronic money all in one place.

■■■ Key Features ■■■

1.Checking Credit Card Usage

- View transaction details

- Confirm the amount due for the next payment

- Check points and exchange for rewards

2.SMBC ID and Login Settings

- By registering your SMBC ID, you can log into both the Vpass App and the Sumitomo Mitsui Banking App using a single email address.

- You can set up login preferences to skip entering your ID and password in the future.

Biometric login options enhance convenience and security.

3.Account Balance Display and Budget Management

- Check balances for various banks including Sumitomo Mitsui Bank

- A budget management feature consolidates information on multiple cards, bank accounts, points, and electronic money.

- Monthly expenditure reviews are facilitated by an 'Expenditure Report'.

- Connect with Sumitomo Mitsui Prepaid Cards for transaction statements and charging options.

- Easily check asset status linked to SBI Securities accounts.

- Verify available amounts by integrating with SMBC Mobit.

4.Various Notification Features including Use Notifications and Overspending Prevention

- Receive notifications each time your card is used with the 'Usage Notification Service'.

- Get push notifications if spending exceeds the set limit with the 'Overspending Prevention Service'.

5.Mobile V Card

- Earn points by presenting the Mobile V card.

- Points collected can be used for purchases at nationwide V Point partner locations.

*Certain cards may not support some features.

*Mobile V Card is a service provided by CCCMK Holdings.

*Registration is required to use the Mobile V Card functionality.

■■■ Main Characteristics ■■■

● Comprehensive Money Management

All relevant information regarding various cards, bank accounts, securities accounts, electronic money, point cards, and prepaid items can be easily viewed. This app simplifies the management of everyday financial data without needing multiple applications.

● Expenditure Reports for Comparison with Previous Months

You can view income and expenditures by category, as well as monthly budget management reports. This allows a straightforward comparison of current and previous month's expenditures, making budgeting simpler than maintaining a manual ledger.

● Enhanced Convenience and Security

- Usage Notification Service

Every transaction triggers an app notification, allowing quick identification of any fraudulent activities or mistakes made by merchants.

- Usage Restriction Service

You can customize settings to restrict usage in situations like international transactions or online shopping.

- Overspending Prevention Service

If your spending surpasses the pre-set monthly limit, you receive a push notification.

- Insufficient Balance Alerts

The app compares the withdrawal amount with the bank account balance, displaying warnings if the balance is insufficient, helping to prevent accidental overdue deposits.

Additionally, we offer resources that enhance your cashless lifestyle, making the "Sumitomo Mitsui Card Vpass App" more convenient and secure. We encourage you to try it out.

*This app utilizes "MT LINK", which APIs the personal asset management service "Moneytree" by Moneytree Co., Ltd., for corporate clients.

【Examples of Financial Institutions Compatible with Moneytree】

- Banks

Sumitomo Mitsui Bank, Mitsubishi UFJ Bank, Mizuho Bank, Resona Bank, major local banks, credit unions, Sony Bank, PayPay Bank, Sumishin SBI Net Bank, etc.

- Credit Cards

Sumitomo Mitsui Card, Rakuten Card, American Express, Saison Card, etc.

- Electronic Money

Mobile Suica, nanaco, WAON, etc.

- Point Cards

ANA Mileage, d Points, JAL Mileage, Ponta Card, Rakuten Super Points, etc.

■■■ Recommended Environment ■■■

*Recommended OS: Android 9.0 or later

■ Ideal For:

- Quickly checking the balance of your credit or prepaid cards using your smartphone.

- Planning finances based on post-pay billing amounts seen through a card balance checking app before payday.

- Consolidating multiple credit and debit cards into a single app for better organization.

- Using an app to verify cash card balances to avoid unnecessary trips to ATMs.

- Wanting to deposit instantly when using prepaid cards during online shopping if funds are insufficient.

- Summarizing expenses from several payment apps into one application.

- Managing deposits and withdrawals of prepaid cards through this innovative app.

- Searching for a user-friendly credit card app capable of tracking monthly payments similar to popular budgeting applications.

- Worrying about overspending and having trouble managing numerous credit cards and account balances.

- Facing challenges in tracking spending across both prepaid cards and deferred payment credit offerings while wanting improved overall monthly expense management.

- Desiring an all-encompassing app for managing everything from cash card organization to tracking payment dates and points accumulation.

- Often forgetting IDs and passwords for distinct apps dedicated to individual credit cards.

- Seeking a banking aggregate app to monitor accounts from Sumitomo Mitsui Bank alongside other financial institutions like Sumishin SBI Net Bank, Sony Bank, and Japan Post Bank.

- Aspiring to adeptly manage credit card payments for well-controlled household finances.

- Integrating a Vpass account with Moneytree for thorough spending management related to VISA cards and others.

- Wanting to track both credit card balances and cash loan repayment statuses within a single app.

- Looking for a free card app allowing easy restriction of international usage of Mastercards solely within Japan.

- Aiming to manage various electronic payment services like Rakuten Edy and Mobile Suica collectively.

- Immediately wanting to check card statements after transactions using a credit card management app.

- Discovering a credit card app that can oversee bank withdrawals and card balance monitoring seamlessly.

- On the lookout for an app that compiles statements for all owned cards like Amazon Mastercard and SMBC CARD.

- Preferring to confirm balances across multiple accounts from institutions such as Sumishin SBI Net Bank, Sony Bank, and Resona Bank without diving into passbook entries.

- Experiencing difficulty managing expenses due to increased credit usage in cashless buying scenarios.

- Searching for a credit card app enabling users to view transaction histories for VISA cards, Mastercards, and SMBC CARDS.

- Hoping to find a consolidated app that captures statement records for popular smartphone payment services.

- Struggling with expense tracking relating to electronic money without keeping manual ledgers.

- Wanting swift understanding of payment amounts through a credit card management tool.

- Aspiring for an app consolidating multiple credit cards into one efficient management platform.

- Utilizing a budgeting app to manage returned points effectively.

- Seeking a hassle-free management solution for bank accounts without needing manual inputs.

- Requiring an app to comprehensively manage cash cards from Sumitomo Mitsui Bank, Mizuho Bank, and Mitsubishi UFJ Bank collectively.

- Searching for a card app adaptable for managing multiple payment deadlines for cards like the VISA Platinum Card and SMBC CARD.

- Looking for a reliable app for safely managing cash card and credit card records.

- Wanting easy ways to top-up prepaid cards, ensuring there are no shortages for essential business transactions.

- Managing cashback benefits and credits awarded through payment services efficiently while maximizing cashless advantages.

- Yearning for an app simplifying card statements for ANA cards and Amazon MasterCard at a glance.

- Trying to find an aggregator app that centralizes smartphone payment deductions effectively.

- Ensuring accurate record-keeping for card payments via a wallet app in relation to bank balances.

Convenient service of Vpass app

Payment amount and statement

You can check your payment amount and statement at a glance.

Check V-points and exchange them

You can easily check V-points and exchange them. You can also check the expiration date to prevent your points from expiring.

How to check the expiration date of points

STEP

01

Tap “V-points”

STEP

02

Tap "Check points expiration date"

Biometric login

You can log in easily and securely with biometrics. You can change the login method at any time from the login settings in the menu.

Various security measures that you can take on your own

If you take the following security measures yourself, you can detect and prevent unauthorized use of your card early.

Also, with the "Vpass app", you can use it even more conveniently, such as receiving push notifications.

What's new

Thank you for using the Sumitomo Mitsui Card Vpass app.

- The design of the payment amount change area on the home screen and statement screen has been revised.

- The recommended environment has been changed.

- Other minor corrections have been made.