Walmart MoneyCard - Manage finances easily

Conveniently manage and utilize your funds.

New Walmart MoneyCard accounts now offer the following benefits:

Receive your salary up to 2 days in advance through direct deposit.

Earn cashback rewards of 3% on Walmart.com, 2% at Walmart fuel stations, and 1% at Walmart stores, up to $75 annually.

Spread the love by ordering a free account for up to 4 additional approved family members aged 13 and above.

Receive up to $200 overdraft protection with opt-in and eligible direct deposit.

No monthly fee with a qualifying direct deposit of $500 or more. Otherwise, a fee of $5.94 per month is applicable.

Earn an interest rate of 2% on your savings.

Utilize lock protection within the app. In case of a misplaced card, press LOCK to prevent unauthorized purchases and UNLOCK to instantly restore functionality.

Use the card for purchases anywhere Debit MasterCard® or Visa® debit cards are accepted in the United States.

No minimum balance or credit check required to obtain a card today.

Convenient Methods to Deposit Funds:

Set up direct deposit for your salary or government benefits.

Add money from your existing bank account.

Reload cash for free using the app at Walmart stores nationwide.

Deposit checks using your smartphone.

For inquiries regarding your Walmart MoneyCard:

Log in to walmartmoneycard.com, send us an email, or contact us at the number provided on the back of your card.

To purchase a Walmart MoneyCard, you must be 18 years or older. Activation necessitates online access and identity verification, including providing your SSN to open an account. Accessing all features requires mobile or email verification and the mobile app. For a comprehensive breakdown of fees, terms, and conditions, refer to the account agreements at https://www.walmartmoneycard.com/account/legal-info

Please note the following additional details:

Early availability of direct deposit is contingent upon the timing of payment instructions from the payor, and fraud prevention restrictions may apply, affecting the timing of early direct deposit availability.

Cashback rewards are capped at $75 annually and are redeemable each year on the account anniversary through the website or app.

An activated, personalized card is necessary for additional accounts, and other fees apply. Family members aged 13 years and older are eligible.

Opt-in is required for overdraft protection. Further eligibility criteria and terms apply, affecting overdraft coverage.

A monthly fee is waived when a direct deposit of $500 or more was made in the previous month. Otherwise, a fee of $5.94 is charged each month.

Interest is paid annually on the enrollment anniversary based on the prior 365-day average daily balance, up to a maximum daily balance of $1,000 if the account is in good standing. The Annual Percentage Yield of 2% is accurate as of 3/1/2022 and is subject to change.

For locked cards, monthly fees are still applicable. Find further details on the Walmart MoneyCard app.

ATM access is only available with personalized cards, and additional fees may apply. Visit walmartmoneycard.com for more information.

This card is issued by Green Dot Bank, Member FDIC, under license from Mastercard International Inc. and Visa U.S.A., Inc.

FAQ

How old do you have to be to use the Walmart MoneyCard?

You must be at least 18 years old to register as a primary accountholder for Walmart MoneyCard.

A primary accountholder can order a card for a secondary accountholder, age 13 or older, through the Walmart MoneyCard app. Activated, personalized card required. Limit of 4 additional cards per account. 

What is necessary to get a Walmart MoneyCard Account?

You must be at least 18 years old to register as a primary accountholder. Federal law requires us to obtain, verify and record your name, address, date of birth, and Social Security number when you open an account.

We may also ask for additional ID verification, which may include your driver’s license or other identifying documents. If a valid Social Security number is not provided, a personalized card cannot be issued. Mobile or email verification and mobile app are required to access all features.

What can Walmart MoneyCard Accounts be used for?

The Walmart MoneyCard is a debit card account. Just like a checking account, Walmart MoneyCard is a powerful way to manage your money and make it easy to do things like:

- Deposit cash in-store with your card or without your card using a secure barcode in the app

- Direct deposit payroll or government benefits with routing and account numbers to provide to your employee or benefits office.

- Shop online or in-store everywhere Mastercard® or Visa® Debit is accepted in the U.S.

- Earn cash back on eligible Walmart purchases made with the Walmart MoneyCard, up to $75 every year. 

- Quickly send money or receive money from other Walmart MoneyCard cardholders or any other Green Dot Bank issued card nationwide.

- Receive your pay up to 2 days before payday or government benefits up to 4 days before benefits day with free direct deposit (subject to deposit verification and your payment provider’s process and timing).

- Conveniently pay bills on your schedule.

- Use the card in your mobile wallets when you set up your Walmart MoneyCard for Walmart Pay, Google PayTM or Samsung Pay®.

- Put away money with  in the Savings feature that earns 2% interest on balances up to $1000. 

- Order family accounts for up to 4 approved members ages 13+ with your activated, personalized card.

Fees, terms and limits may apply to above features. See Deposit Account Agreement for details. Personalized card required.